Suzuki Grand Vitara zmiażdżył konkurentów - Zobacz jak na specjalnym torze testujemy SUV-yPodczas naszego testu organizowanego w ramach akcji Co Kupić? Wasze AutoTesty Suzuki Grand Vitara podczas prób zorganizowanych na torze testowym pokazało konkurentom, że w tej klasie nie ma sobie równych. Zobacz dlaczego według naszych czytelników Suzuki Grand Vitara jest prawdziwą terenówką.
You will need a alrley, alrley expensive lawyer to take on the alrley, alrley expensive lawyers the insurance companies will have. And even then, you have a slim chance of winning.You can do anything you want with the vehicle. You have new parts used instead of reconditioned. You can have it towed to any place you want. You can even have it totaled. But the insurance company is only going to pay what is outlined in your policy. Read the policy, and I bet you find everything that they are doing is listed in there.So if you want new parts instead of reconditioned, you have to pay the extra cost. You want it towed to a dealer instead of home, you pay the extra cost. You want it totaled, you pay the extra cost to replace it.
As a former auto atjdsuer will try and explain the procedures that insurance companies follow and with a comprehensive claim (deer hitting the car) it is pretty much standard in any state. The company towed to your house to save money, which if it was you and no insurance would do the same. As for using a local dealer where you live vs a dealer 100 miles from you, then yes you will have to pay since the local dealer can do the work just like a big dealership. Most shops will guarantee their work and if not done properly, will either do for free or if more repairs needed, then insurance will pay to fix it correctly. In most states by LAW, if your car is over a certain age, they are not required by LAW to get new parts but can use LKQ or reconditioned parts. When a car is totaled, they take parts from a car that is the same model/year as the car they are fixing to save money. As for totaling it, again by LAW, most states if the repairs exceed between 70 to 80% the value of your car, the insurance company MUST total it period. But if it can be repaired for less than 70%, then they will repair it. Would you personally pay $ 10,000 to fix your car with new parts vs paying $ 6,000 to fix it with used? I doubt it, and if insurance companies did this, your insurance rates would skyrocket. As for a lawyer handling this, you are right, wont touch this with a 10 foot pool. With PD (property damage) there is no settlement from the insurance company like injuries and even if the lawyer could fight this, YOU would have to pay the lawyer yourself out of your own pocket, since no lawyer would take unless you paid them a retainer. PD is black/white period. And even by some chance you had been injured in this accident, no lawyer would take since you can not sue yourself for your injuries, since you were driving. It is not uncommon for people to be injured after hitting a deer, but it is still 1st party vs 3rd party (negligence) that you go after the other party for your injuries. Whereas in deer accidents in 99% of the time, you cannot avoid, thus this is comprehensive and not charged to you as fault on your policy. Sorry, but these are the facts.
